Renters insurance covers tenants for unexpected losses and liabilities. At Metro One Insurance Agency, we help clients find the right coverage for their belongings and financial needs.

What Does Renters Insurance Cover?

The following are commonly included in most standard policies:

• Personal property coverage can help cover your belongings, such as furniture, electronics, clothing and more, if they’re damaged or stolen due to events like fire, theft or certain types of water damage.

• Additional living expenses coverage can help pay for temporary housing and related costs if your rental becomes uninhabitable due to a covered loss.

• Liability coverage may apply if you’re found responsible for injuries to others or accidental damage to someone else’s property, both inside and outside your rental.

Why Should Tenants Get This Policy?

Anyone renting a home, apartment or condo may benefit from renters insurance. While your landlord’s policy may cover the building, it does not cover your personal belongings or your liability as a tenant.

How Much Does It Cost?

Your insurance cost may depend on several factors, such as the type of residence, location, local risks, claims history and your chosen coverage limits and deductible.

Is This Required in Oklahoma?

While state law does not require renters insurance, having a policy can help cover losses that may be expensive to replace or repair. Some landlords may also require proof of coverage as part of your lease agreement.

What Should I Do to File a Claim?

Here’s what you can do in case you need to file a claim:

• Take photos and make a list of damaged items.

• Contact your insurance provider promptly.

• Share any necessary details, such as receipts or police reports.

• Follow your insurer’s instructions to complete your claim.

Get Started Today

Contact Metro One Insurance Agency today to get a personalized quote.